Nov 1st 2021 – Jan 15th 2022
Great news Coloradans, in case you want to change your existing health plan, enroll into a health plan for the very first time or missed enrolling into a health plan through Connect for Health Colorado (the health marketplace in Colorado) during the extended open enrollment period, you have another opportunity to enroll.
November 1st 2021 open enrollment opens for individuals who need to purchase health plans that will either start the beginning of January or February 2022, depending on the date of enrollment. January 15th 2022 will be the last day of enrollment. In order to enroll into a plan after that date, you must have a Qualifying Life Event (QLE – losing insurance through no fault of your own such as losing employer insurance, Medicaid, Cobra, moving, getting married, divorced, having a baby etc. You are limited in the timeframe to purchase a plan, as well as having to provide proof of whatever QLE you’ve experienced).
REMEMBER, although the time frame for open enrollment to start is just around the corner, but currently closed for the time being, you can still purchase a plan right now if you have a QLE. If you have experienced any of the following events listed above, you have 60 days from the time the event took place to purchase a plan. Also, if the event you’ve experienced is losing your health insurance coverage (i.e. from an employer or Medicaid) and you know your going to lose it 30 days before it ends, you can enroll into a plan 30 days before your coverage ends and have your health insurance start the first day of the following month. By doing this, you would be able to have continuous coverage (a new plan that starts possibly right after your old plan ends). You also have the option to wait until your coverage has ended, in which you still have 60 days to enroll into the plan of your choice, but you would not have a plan that was continuous (the plan you enroll in would not start as soon as your other coverage ended).
*** Remember you’ll need to provide documentation to prove whatever event took place***.
Other QLE’s above may require you to enroll into a plan before the 15th of each month, in order to have your coverage start the first of the following month. If you wait until after the 15th of each month to enroll into a health plan, your plan would not start until the 1st of the month, after the following month.
Whatever your needs, do not forget that Connect for Health Colorado is also the place where you can possibly receive a tax credit if you qualify for one. In other words, you can possibly enroll in a health plan and receive (great savings).
So by taking advantage of this open enrollment coming up or enrolling into a plan due to a QLE, you will be able to have the plan that works for you. Don’t wait!!! Take advantage of your opportunity!!!
When you click the contact button located at the top of the page of the Bluelytehealth.com website, you will be taken to our contact page where you will able to leave your name, number (best time to be reached), email address and a brief message for BlueLyte Health in an email. We look forward to working with you.